{"id":8500,"date":"2025-09-12T11:21:45","date_gmt":"2025-09-12T11:21:45","guid":{"rendered":"https:\/\/burkinaonline.net\/?p=8500"},"modified":"2025-09-12T11:21:45","modified_gmt":"2025-09-12T11:21:45","slug":"lancement-de-la-plateforme-interoperable-de-paiement-instantane-de-luemoa-prevu-pour-le-30-septembre-2025","status":"publish","type":"post","link":"https:\/\/burkinaonline.net\/?p=8500","title":{"rendered":"Lancement de la Plateforme Interop\u00e9rable de Paiement Instantan\u00e9 de l\u2019UEMOA pr\u00e9vu pour le 30 septembre 2025"},"content":{"rendered":"<p class=\"p3\"><span class=\"s2\">La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest (BCEAO) a annonc\u00e9 que le lancement officiel de la Plateforme Interop\u00e9rable du Syst\u00e8me de Paiement Instantan\u00e9 (PI-SPI) est pr\u00e9vu pour le mardi 30 septembre 2025. Cette innovation marque une \u00e9tape d\u00e9cisive dans la modernisation des infrastructures financi\u00e8res de l\u2019Union \u00c9conomique et Mon\u00e9taire Ouest Africaine (UEMOA).<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Des tests en conditions r\u00e9elles d\u00e9j\u00e0 engag\u00e9s<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Depuis le 5 juin 2025, des tests grandeur nature sont men\u00e9s avec un \u00e9chantillon de clients s\u00e9lectionn\u00e9s par les \u00e9tablissements participants : banques, institutions de microfinance et \u00e9metteurs de monnaie \u00e9lectronique. Ces clients r\u00e9alisent des transferts de fonds et paiements instantan\u00e9s interop\u00e9rables, ind\u00e9pendamment du type de compte ou de support utilis\u00e9.<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Cette phase pilote vise \u00e0 confirmer les performances techniques du syst\u00e8me, notamment en mati\u00e8re de fiabilit\u00e9, de s\u00e9curit\u00e9 et de fluidit\u00e9 des transactions.<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Des \u00e9tablissements d\u00e9j\u00e0 engag\u00e9s<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Les \u00e9tablissements retenus pour cette deuxi\u00e8me phase pilote regroupent les grandes banques commerciales, des institutions de microfinance ainsi que des op\u00e9rateurs de monnaie \u00e9lectronique.<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">On compte notamment :<\/span><\/p>\n<p class=\"p4\"><span class=\"s2\"> \u2022 Au B\u00e9nin : Banque Atlantique, BOA, Ecobank, Orabank, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, Moov Money, Orange Money.<\/span><\/p>\n<p class=\"p4\"><span class=\"s2\"> \u2022 Au Burkina Faso : Banque Atlantique, BOA, Coris Bank, Ecobank, Orabank, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, avec la participation de Baobab et Cofina.<\/span><\/p>\n<p class=\"p4\"><span class=\"s2\"> \u2022 En C\u00f4te d\u2019Ivoire : Banque Atlantique, BOA, BICIS, Ecobank, Bridge Bank, Orabank, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, Orange Money, Baobab, Cofina, Moov Africa, entre autres.<\/span><\/p>\n<p class=\"p4\"><span class=\"s2\"> \u2022 En Guin\u00e9e-Bissau, au Mali, au Niger et au Togo, la quasi-totalit\u00e9 des grandes banques de l\u2019Union (UBA, CBAO, BDM, etc.) ainsi que plusieurs institutions sp\u00e9cialis\u00e9es participent \u00e9galement.<\/span><\/p>\n<p class=\"p4\"><span class=\"s2\">Au total, 86 institutions sont int\u00e9gr\u00e9es \u00e0 ce dispositif : 70 banques, 10 syst\u00e8mes d\u2019interm\u00e9diation (SID) et 6 \u00e9metteurs de monnaie \u00e9lectronique (EME).<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Un pas vers l\u2019inclusion financi\u00e8re et la souverainet\u00e9 num\u00e9rique<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">La BCEAO r\u00e9affirme, \u00e0 travers ce projet, sa volont\u00e9 de promouvoir l\u2019innovation au service de l\u2019inclusion financi\u00e8re. L\u2019objectif est de mettre \u00e0 disposition des populations et des \u00e9conomies de l\u2019Union un syst\u00e8me de paiement moderne, s\u00e9curis\u00e9, accessible et interop\u00e9rable.<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">En renfor\u00e7ant la fluidit\u00e9 des transactions et en \u00e9largissant l\u2019acc\u00e8s aux services financiers, la PI-SPI contribuera \u00e0 dynamiser le commerce intra-r\u00e9gional, soutenir les PME et favoriser la bancarisation des populations encore exclues du syst\u00e8me financier classique.<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">Alex Nak\u00e9<\/span><\/p>\n<p class=\"p3\"><span class=\"s3\">www.burkinaonline.net<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest (BCEAO) a annonc\u00e9 que le lancement&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8501,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,10,15,31],"tags":[],"class_list":["post-8500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-post","category-burkina-faso","category-economie","category-hig-tech"],"_links":{"self":[{"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/posts\/8500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8500"}],"version-history":[{"count":1,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/posts\/8500\/revisions"}],"predecessor-version":[{"id":8502,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/posts\/8500\/revisions\/8502"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=\/wp\/v2\/media\/8501"}],"wp:attachment":[{"href":"https:\/\/burkinaonline.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/burkinaonline.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}